Fintech, short for financial technology, refers to innovative digital solutions that enhance, automate, or disrupt traditional financial services. It encompasses everything from mobile banking apps and payment gateways to cryptocurrency platforms, peer-to-peer lending, robo-advisors, and blockchain technology. Fintech companies aim to make financial services more accessible, affordable, and efficient for both consumers and businesses by leveraging modern software, big data, AI, and cloud computing. The sector plays a vital role in reshaping how we manage money, invest, borrow, and transact in today’s digital economy.